Retirement Savings

—  Advice on where to save, how much, and when  —
—  Guided by a Personalized Savings Policy Statement —

Forward-Planning

—  Proactive Advice for the What-If Scenarios  —

Investing

—  Advice or Management  —
—  Guided by a Personalized Investment Policy Statement  —

Retirement Income Planning

— Analyzed for Longevity & Tax-Efficiency —
— Social Security Optimization | Roth Conversion Optimization —

Prioritization

—  Advice on what should be first or last  —
—  Practical Next-Best Steps Guide  —

Benefits

—  Advice on what to elect and when —

Financial Planning

The Financial Planning Co. exists to improve financial lives. We specialize in retirement planning, notably investment management and income planning. Whether through finding previously unknown opportunities for clients or figuring out how much is enough for those who’re ready to step away or establishing financial ground rules for increasing the odds of success, FPC works hand-in-hand with clients on their way to financial independence.   

We believe that plans rarely work but planning does. It’s for that reason that we’ll focus primarily on next best steps.

Your future self will thank you for this.

Investment Management

The Financial Planning Co. is a fee-only investment adviser who has taken a voluntary Fiduciary Oath. This means that there won’t be any conflicted product sales like you’ll find with many other “Financial Advisers.” Put another way, we’re looking out for your best interests. If we choose an approach, it is because of a conviction based off of research and analysis.

The Financial Planning Co. aims to help clients meet their goals through their investments. We do this by establishing a strategy, being disciplined, keeping costs low, and managing for tax efficiency. There are roughly 70,000 pages of law, rulings, and federal opinions on taxes. When you invest with The Financial Planning Co. you’ll get a portfolio that is constructed with an eye towards (legally) avoiding as much as possible the future tax ramifications that would otherwise be due. Tactics such as Asset Location, Tax-Loss Harvesting, Tax-Gain Harvesting, and more will be implemented on your behalf.

Investment Management Pricing

$0 - $100,000: 1.10%

$100,000 - $750,000: 1.00%

$750,000+ : 0.35%